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Blog Equity Insights The real estate research firm Core Logic just produced their latest Homeowner Equity Insights report.     Some interesting tidbits: ·         63% of all properties nationally have a mortgage ·         Homeowners with mortgages collectively realized a $428 billion rise in equity over last year, an increase of 4.8% ·         Only 3.8% of all mortgaged properties have negative equity […]
Blog Net Worth It’s no surprise that for just about every homeowner, their real estate represents the largest portion of their net worth. Check out these numbers from the Federal Reserve’s Survey of Consumer Finances: Median Net Worth in the U.S. = $97,300 Median Net Worth of a Renter = $5,200 Median Net Worth of a Homeowner = $231,400 […]
Blog 5 Deal Breakers That Can Blindside Home Buyers   Purchasing a home can be a complex endeavor for even the most well-prepared home buyer.  You’ve diligently saved for your down payment, followed the market, researched agents and now you are ready to make an offer on your dream home.  Don’t let these 5 “Deal Breakers” come between you and your new home.   […]
Blog Reduced Some fascinating research from the Denver Metro Association of Realtors… 37% of properties that sold last month along the Front Range had a price reduction at some point during the listing period. Property owners who have to reduce their price take an average of 58 days to receive an offer. Those who don’t have to […]
Blog 10 Tips to Minimize Stress When Selling Your Home   When I was growing up, my family must have moved a dozen times. After the first few moves, we had it down to a science: timed out, scheduled, down to the last box. Despite our best efforts, plans would change, move-out and move-in days would shift, and the experience would stress the entire family […]
Blog Big Bounce Seventy-five major metro markets have seen home prices bounce back to above their pre-recession peaks. Metro Denver has seen the biggest bounce with home values 91% above its previous high in 2007 , according to the Home Price Recovery Index from HSH.com. “Aside from routinely strong home price appreciation, it’s important to know that the Denver […]
Blog Windermere is Now on Spotify!   Americans spend about 32 hours a week listening to music, and for Millennials that number is even higher. Since so many activities connected to our homes are enhanced by music, we want to fuel the joy and memories of those experiences through home-inspired playlists on our very own Spotify channel. Check out Windermere’s new […]
Blog You’ve Moved into Your New Home. Now What? Congratulations on your new home! You made it through the arduous process that is buying a new home. Now it’s time to take on the task of moving in. You did your research about the neighborhood and you feel like you know the home like the back of your hand. However, there are some things […]
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Blog Rate Bounce Rates hit near-historic lows this week and are now at 3.49% for a 30-year mortgage. There have only been two other times in history when rates have been this low- April 2013 and October 2016. It’s interesting to see what happened soon after bottoming out these last two times. In April of 2013 rates hit […]
Blog Windermere Living Fall Issue Dear Readers, Welcome to the fall issue of Windermere Living! Are you a foodie who loves to travel? Inside this issue is an article about interesting destinations where you can enjoy edible, immersive experiences like making your own coffee on the Kona coast of Hawaii, or diving for clams in Cabo and cooking them with an […]
Blog Ranked! The latest report from the Federal Housing Finance Authority is hot off the press. They rank 241 major metropolitan areas across the U.S. for yearly home price appreciation. They show that, nationally, home prices have gone up 4.99% over the last 12 months. Here’s how the major cities rank in Colorado among the 241:   […]
Blog Case-Shiller The Case-Shiller Home Price Index is a well-known report in the real estate industry and a valuable way to gauge what is happening in various markets across the Nation. The report tracks home price appreciation in the 20 largest markets in the country. Their most recent report shows that, Nation-wide, home prices are up 2.1% […]
Blog A Closing Window For home sellers who would like to move to a new home this year, there is a window of time that is closing as we head into the Fall months.   Most people know that the Spring and Summer are the most active months for real estate and that activity trails off into the Fall […]
Blog How Much? So how much real estate is sold in Northern Colorado? As it turns out, a lot! Last month alone there were 1,099 single family homes that sold in Larimer and Weld Counties The average price was $429,144 which means the total sales volume for one month was $471,629,129 (almost a half a billion)! Over the last 12 months, […]
Blog On Sale With interest rates so low, one could argue that money is essentially on sale. It’s actually half off. 30-year mortgage rates hit 3.75% which is exactly half of their long term average. Rates have averaged 7.5% over the last 40 years so today buyers are getting half of that rate. The “sale” on mortgage rates […]
Blog What We Notice Here are some observations we have about the market right now: Inventory is up, price reductions are up, the length of time to sell a home is up Seller concessions are more prevalent Sellers are more willing to accept contingent offers (especially in higher price ranges) If a home doesn’t sell within a week, it […]
Blog Home-ownership Rate An interesting stat which can give some insight to the national market is the Home-ownership Rate. It simply looks at the percentage of Americans who own their home instead of rent. The most recent report from the Census Bureau shows the rate at 64.2%. Most importantly, this number is showing stability after many years of […]
Blog Compound Effect If you have driven on I-25 lately you may have noticed that the Front Range is a popular place. The projections show that it will only get more popular in the future. Today, 4.8 million people live along the Front Range from Fort Collins down to Pueblo. In 2030, just 11 short years from now, […]
Blog Sign Surprise Given how active our market is today and has been over the last few years, many people assume that virtually every home with a “For Sale” sign in the front yard is already under contract.   They are surprised to learn that, in most cases, the “For Sale” sign does indeed represent a home that […]
Blog Are You Better Off Paying Your Mortgage Earlier or Investing Your Money? Photo Credit: Rawpixel via Unsplash Few topics cause more division among economists than the age-old debate of whether you’re better off paying off your mortgage earlier, or investing that money instead. And there’s a good reason why that debate continues; both sides make compelling arguments. For many people, their mortgage is the largest expense they […]
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