Home Owners • Windermere Real Estate • June 23, 2018

Tips For Emergency Preparedness

by Windermere Windsor

Over the last few weeks, we have been sharing valuable information about preventative home maintenance and preparing your home for winter storms. The start of the New Year is a great time to take stock of your emergency kit. It’s a good idea to do this every year in order to replenish and adjust the contents to your families changing needs.

Emergency Kit Basics:

A good place to start when putting together your kit is emergency basics for your family. Keep all items together in a location that is easy to access. Here are some examples of the kinds of things you should consider including in your emergency kit:

The general rule is to have at least one gallon of water per person, per day. This is useful for drinking, food preparation, and general hygiene. The Red Cross suggests keeping a two week’s supply of water at your home and three days worth in the case of evacuation.
A two-week supply of non-perishable food that is easy-to-prepare. Flashlight and extra batteries
Battery-powered or hand-crank radio
The following first aid kit supplies (Based on the Red Cross Guidelines)
- 2 absorbent compress dressings (5 x 9 inches)
- 25 adhesive bandages (assorted sizes)
- 1 adhesive cloth tape (10 yards x 1 inch)
- 5 antibiotic ointment packets (approximately 1 gram)
- 5 antiseptic wipe packets
- 2 packets of aspirin (81 mg each)
- 1 blanket (space blanket)
- 1 breathing barrier (with one-way valve)
- 1 instant cold compress
- 2 pair of non-latex gloves (size: large)
- 2 hydrocortisone ointment packets (approximately 1 gram each)
- Scissors
- 1 roller bandage (3 inches wide)
- 1 roller bandage (4 inches wide)
- 5 sterile gauze pads (3 x 3 inches)
- 5 sterile gauze pads (4 x 4 inches)
- Oral thermometer (non-mercury/non-glass)
- 2 triangular bandages
- Tweezers
- First aid instruction booklet

To Go Bag:

If you or family members have medications, make sure you have at least a seven day supply
Multi-purpose tool
Sanitation and personal hygiene items
- Hand sanitizer
- Toothbrushes and toothpaste
- Personal wipes
Personal documents:
- Copies of personal documents (medication list and pertinent medical information, proof of address, deed/lease to home, passports, birth certificates, insurance policies)
- Family and emergency contact information
- Extra cash
- Extra cell phone chargers
- Emergency blanket(s)

Car Kit:

In the case of an evacuation or car emergency you should have a supply kit that can last up to three days.

The Red Cross recommends having a three=day supply of water in the case of an evacuation (one gallon per person per day).
Three days’ worth of non-perishable food.
First aid kit
Flashlight with extra batteries
Extra phone charger
Emergency blanket
Map of your area

Pets:

If you have pets you will want to pack additional supplies to ensure their safety in the event of an emergency. It’s a good idea to have a week’s worth of food for each pet, a gallon of water per day, medication on hand, additional leash, crate, and sanitation materials (pet bags, litter, etc.).

Keeping Your Sanity:

If you have small children you may want to include activities for kids to stay occupied without the help of electricity. Small games, coloring books and supplies, and other items can be stashed in the emergency kit to keep the family occupied.

Have we missed anything? Let us know what you recommend for emergency preparedness.

Home Owners • Housing Trends • June 22, 2018

The Reality of Home Improvement: HGTV installment

by Windermere Windsor

Painting2 On any given weekend in my house, at least a couple of hours will be spent watching the designers, craftspeople and entertainers on HGTV or its spunky sister station, the DIY Network. The premise of these home-centered television networks is that somewhere, sandwiched between long commercial breaks for paint, faucets, flooring warehouses and something called “Slab Jacking”, you’ll find programming about real people making real decisions about their homes. Sometimes those decisions are about buying a home, while other times they may be about selling or remodeling a home. In all of the situations, experts are brought in to help and a camera crew just happens to tag along, so the rest of us can enjoy the unfolding drama from the comfort of our couches.

Home improvement programming has been around for a long time and is generally considered reality TV, but a lot of the real life is lost between cuts. Here’s a quick guide of some of the more popular programs.

House Hunters – The formula is simple but always entertaining. Each episode begins with someone unhappy with their living situation, so they call an agent and look at 3 properties. After weighing the options, a home is chosen. Of course, this show is over-simplified and leaves out the long weekends the buyer spends in their agent’s car driving from listing to listing. What you do get is a sense of home values and styles in different regions, the humor of buyers’ reactions to homes, and the excitement new home owners feel as they take the keys to their dream home. You rarely get the type of tension home shopping can bring. The big climax of the show is when an offer is made: the narrator might say something like, “Though their offer was rejected the first time around, the other buyer ultimately backed out and they ended up getting the house for X amount.” But I don’t think they usually talk about it at all. For that kind of tension, you need to check out Property Virgins. The best part of the half hour happens in the last 30 seconds when you see how the new owner redecorates the home in their own style.

Property Virgins– Similar premise to House Hunters, except these first-time homebuyers walk through the basics. The best part about the show is the excitement (and sometimes clumsiness) of the virgin house-hunters. The worst part of this show is when would be homebuyers have unrealistic expectations for their first home.

House Hunters International – Comparable to House Hunters but everyone has accents and the kitchens are shockingly small.

Designed to Sell – Did you know that your spare bedroom filled with Grandpa’s taxidermy and the vintage 1950’s kitchen can be a turn-off to potential buyers? Valuable lessons like these are a just a few of the gems I’ve picked up on Designed to Sell. Each episode features a home which has been racking up days on the market but no one is interested in buying. That’s where the army of carpenters and designers step in. When they’re done, the house that looked like Grandma’s musty basement now looks like the lobby of a hip hotel, and they only spent a few hundred dollars. I love this program for the inspiration but find it short on reality. The listed prices of these improvements don’t seem realistic, and I often wonder if the costs include the lifetime of carpentry skills, design training, garage filled with power tools and time required to do the job. If you are looking for design ideas and hope for a home that isn’t attracting buyers, you’ll find some great ideas here, but take the true cost of those improvements with a grain of salt.

Real Estate Intervention – Being a real estate agent takes a lot of diplomacy, and this is never more important than that moment they suggest a market-friendly price to a home seller. On Real Estate Intervention, that diplomacy generally fails, sellers are unrealistic, and a stern man with a menacing mustache steps in for an intervention. He dishes out tough love to the seller and paints a clear picture of market reality. In a half hour he is able to change minds and make the seller feel good about the decision they made.

This Old House – This PBS staple wrote the book on home improvement programming. With TOHyou’ll trade commercials for pledge drives, but you’ll also get a more cerebral home improvement viewing experience. TOH does take patience, as it takes a full season to complete a home improvement project instead of 30 minutes on other programs. If you are looking for the same quality instruction in a more digestible format, you can check out the spin off, Ask This Old House.

Be warned that the home improvement bug often bites soon after watching any of these programs. After a long HGTV bender, I find myself wandering through the paint sample aisle and making trips to home improvement stores that aren’t on my way home from the office. Sometimes life does imitate art and the voice in the back of my head keeps saying, “They make it look so easy.”

What about you? Do you find home-improvement shows useful or do you think they set unrealistic expectations? What are your favorite home-improvement resources?

Uncategorized • June 21, 2018

1359 S Paris Court, Aurora, CO 80012

by Windermere Windsor

Welcome home to enjoy the great deck and awesome yard in a quiet cul-de-sac, located in the Cherry Creek School District and close to Utah Park. This one is ready to go with an updated kitchen with quartz counter tops, freshly painted interior, new carpet, hardwood floors, and Champion double pain storm windows. Enjoy the grand room with a stone fireplace, custom built in bookshelves and cabinets. Also included are two Tough Sheds in the back and a heated garage.

Contact John Taylor for more information or click below to view the photos and details, including price.

Uncategorized • June 20, 2018

3914 Partridge Ave, Evans, CO 80620

by Windermere Windsor

Fantastic opportunity and phenomenal value with this great home!

This 4 bed home is conveniently located close to HWY 34 and HWY 85. Freshly painted, this home is sure to delight with its open floor plan layout and finished basement. There are even beginnings of remodel in the 2nd bathroom which leaves very little to finish into a 3/4 bath. Relax on the large deck out back for fun summer barbecues! Backyard storage shed included!

Contact Casey Brown for more information, including price.

https://windermerewindsor.com/listing/80683924

Home Owners • Housing Trends • Windermere Real Estate • June 19, 2018

The Office Away From the Office – Prioritizing a Home Work Space

by Windermere Windsor

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Most people dream of working from home but ask anyone who does it on a regular basis, and they’ll tell you how hard it can be to stay productive when you work where you live. The most disciplined telecommuters will tell you that you need a structured routine and organization to rise and grind and get into work mode.

Having a designated workspace is quite possibly the most important piece to the work-from-home pie. Even if you live in a small space, you need to find a balance between home and office. People who work from home often have a difficult time separating work hours from their non-work hours because it’s so easy to keep at it late into the night. But maintaining a balance and shutting down the computer is important for overall wellbeing. What are some other must-haves for a successful home office? Here are the top five:

Natural Light – Study upon study tells us that natural light is needed to boost productivity and mood. Make sure to set your desk up as close to a window as you can. If being near a window isn’t an option, a natural light lamp is the next best thing. It helps balance your body clock and leaves you feeling rested and refreshed.
To-Do List or Planner – Start each day off by making a to-do list outlining what you need to get done before the end of the workday. Make sure to set a realistic time frame in which all of that should be completed, so you can check each one off the list and feel immense accomplishment once you’ve completed them all.
Storage – If you have a big enough space, put in a large bookshelf where you can organize everything (think storage boxes). It reduces clutter and looks stylish. Using your walls and cabinetry is the most efficient use of space.
Calendar – Many people tend to rely on digital calendars these days because of their convenience. When all of your devices sync together and pop up with reminders, you never have to worry about missing an appointment. However, many people find that it helps to keep a paper calendar handy too so you can easily view your whole month at a glance.
Space for Inspiration – It doesn’t matter what field you work in, having a source of inspiration in your workspace is essential. Whether it’s a photo of your family, your dream car, or that vacation you’ve been dying to take, having that inspiration right in front of you provides a constant reminder of why you do what you do.

Housing Trends • Windermere Real Estate • June 18, 2018

Finding an Affordable Vacation Through a Home Exchange

by Windermere Windsor

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Summer is here, which means vacations are on the mind, but as always the cost can feel prohibitive. As folks take less and less time off work, people shortening their vacations, staying closer to home, or going nowhere at all for “staycations”. Another way to save money, while still getting away, is to leverage your own home for a home exchange.

A home exchange—often called “house-swapping”—is a money-smart vacation idea that’s been around for a long time. The concept is more popular than ever, with home-sharing plans like AirBnB becoming ubiquitous, but a unique one-to-one swap can be an even more affordable option.

Why a home exchange? Since accommodations are usually the priciest part of a vacation, a home exchange saves money, allowing travelers to take longer vacations and perhaps splurge a bit on dining, tours, or shopping. Larger families appreciate how homes meet their needs for space, meals, and a good night’s sleep. And, home-swappers often say they enjoy “living like the locals,” especially when traveling internationally.

How it works. The basic idea of a home exchange is that two families agree to live in each other’s home (usually at the same time) at no cost—it’s considered an even trade. Exchangers find one another via home exchange website that provides detailed listings of available homes. Exchanges take place within the United States or internationally, and the length of stay is whatever the parties agree upon. Exchangers typically do not meet in person but get acquainted via phone calls and emails before the exchange happens. Details, including pets, the use of a car, and cleaning are all agreed upon ahead of time, usually in a written contract provided by the website.

What makes a house desirable? You might be surprised! As a general rule, home exchangers are looking for location, location, location. They want to explore attractions in your area, attend an event, or visit family. A beachfront house in California is highly desirable, as is a condo in an exciting city—and even a home in the suburbs will appeal to the right travelers. Because swappers are primarily looking for a convenient jumping-off point for their adventures, your home’s age, floor plan, and furnishings don’t matter too much, as long as it’s clean, comfortable, and accommodating.

Vacation homes are ideal. Whether it’s a rustic cottage on a secluded fishing lake or a condo at a popular ski area, a second home is ideal for exchanges. Logistically, you don’t have to vacate your primary residence, and you have more flexibility as to when the swap can happen. For this reason, many retirees—who often own second homes and enjoy freer schedules—find home exchanges especially appealing.

First steps. If you’re intrigued, start by exploring a few websites; you can view a lot of information for free. Home exchange websites typically charge an annual membership fee of $50 to $100 to list your home. If you decide to join a service, you’ll provide several photos and a detailed description of your home. You’ll also post your desired destination(s) and travel dates, and you’ll be able to peruse the homes that meet your criteria. It’s common to trade information with several homeowners before finding just the right match, and the process may take several months.

Focus on the basics. Once you’ve agreed to an exchange and are preparing your home for guests, think about what makes a hotel room enjoyable. A clean, clutter-free home is universally appealing, and comfortable mattresses and attractive bedding are a must. Your kitchen should be well organized, and internet access is a big plus. Your guests know they’re staying in someone’s home, so don’t worry about scuffed baseboards and well-worn furniture. Likewise, don’t expect five-star accommodations when you step into your host’s home.

Is a home exchange right for you? If the very thought of others living in your home and sleeping in your bed—or you in theirs—makes your palms go clammy, an exchange is probably not for you. But many travelers are hooked!

Uncategorized • June 17, 2018

Happy Father’s Day!

by Windermere Windsor

Fort Collins Real Estate • Luxury Real Estate • June 16, 2018

Double Up

by Windermere Windsor

Fort Collins, over the last 12 months, has seen sales of homes priced $1,000,000 and over almost double.

There have been 47 sales of these luxury properties during the last year compared to 24 sales the year before that.

The current pace of roughly 4 of these properties selling per month is both unprecedented and very different compared to the other Northern Colorado markets.

Loveland, Greeley and Windsor have only seen very slight increases in sales of homes priced over $1,000,000.

So where are these homes selling in Fort Collins? These are the top neighborhoods for luxury sales:

Fossil Lake Ranch
Old Town
The Hill at Cobb Lake
Linden Lake

For Buyers • Windermere Real Estate • June 15, 2018

5 Deal Breakers that can blindside home buyers

by Windermere Windsor

Purchasing a home can be a complex endeavor for even the most well-prepared home buyer. You’ve diligently saved for your down payment, followed the market, researched agents and now you are ready to make an offer on your dream home. Don’t let these 5 “Deal Breakers” come between you and your new home.

Big Purchases on Credit. It is tempting to buy the furniture for your new home or a new car for the garage before the sale closes. Take care if you are making these purchases on credit. Large purchases on credit can have a major impact on your credit profile which effects your mortgage application. It’s a better plan to wait until after closing or pay cash for these transactions or you may be putting that furniture in a different living room than you originally picked them out for.
Overpaying. Before your bank will approve your mortgage they will appraise the home you are purchasing. If they feel you are overpaying they are likely to decline your mortgage application. If you find yourself in this situation consult with your agent on renegotiating your offer to be more in line with the bank’s appraised value.
Purchasing too close to Foreclosure. If you are making an offer on a house which is facing foreclosure be sure to have a closing date set before the foreclosure date. Have your agent work with the lender to structure closing before the house goes back to the bank and into foreclosure.
IRS liens. You’ve heard the old saying “Death and Taxes”. Back taxes and liens can derail your attempts to get financing for a mortgage so be sure to have your books in order before filing your loan application.
Comprehensive Loss Underwriting Exchange (CLUE). CLUE is a database of insurance claims for both people and property. Your home insurance rates are determined by the information about you and the property you plan to purchase which is contained in this report. Past claims for water damage, falling trees and even dog bites from present and past owners can multiply your insurance rates. Consult your agent about the CLUE report for your future home as soon as possible once your home purchase offer is accepted.

When purchasing a home there will be challenges which you can plan for and the unexpected hurdles. By educating yourself as a consumer and choosing a well trained real estate agent you can avoid many of the pitfalls of 21st century home ownership.

Home Owners • June 14, 2018

Why You Should Stay Put and Improve the Home You Have

by Windermere Windsor

In “Staying Put,” architect and writer Duo Dickinson has assembled a terrific and practical guide to help us make real improvements to our homes. Dickinson, an advocate of well-designed and affordable homes for all, has specialized in residential design for more than three decades.

This is not your typical architect’s book about design. There’s no obscure language nor design-for-design’s-sake ideas. It is a practical, down-to-earth guide that walks anyone through the rational process of how to remodel your house to get the home you want, from how to think about your house and overcoming hurdles to a list of “Duo’s Do’s and Don’ts” for the homeowner. Along the way, there’s plenty of nice before-and-after photos to help explain the points. Do read the book. You’ll be glad you did.

The Taunton Press Inc, original photo on Houzz

The cover says it all. The ubiquitous photo of a gorgeous, award-winning home that’s beyond most of us is replaced with images of a saw, cup of morning joe and a to-do list.

Are you staying put yourself? Read on for 8 of Dickinson’s suggestions.

Mick Hales, original photo on Houzz

Consider the compass points. The tips and illustrated examples are wonderfully straightforward. For example, we see a house that gets overheated, the siding degrades and the front door bakes in the sun because it all faces south.

Dickinson’s common-sense advice: Rework the front of the house with a new wide porch that shades the front door and some smaller, yet well-sized windows to create a lot more curb appeal while reducing maintenance and energy consumption. It’s a triple win: more beauty and comfort with less cost.

Avoid gutters. Statements such as “gutters and leaders are devout to be avoided” may sound like heresy to many but certainly are the truth. Proving his point, Dickinson illustrates how a properly-built roof overhang can shed all the water it must without the complications, such as ice dams, caused by gutters.

Embrace small moves. Dickinson provides a wealth of simple solutions illustrated with before-and-after photos. He shows how to use small moves for big dividends, such as taking out a wall between a kitchen and a hallway to make room for more kitchen storage.

Mick Hales, original photo on Houzz

Enhance curb appeal. The book offers solutions to common problems with a particular style, such as how to improve and enhance an entrance into a split-level home.

Open up to the outside. Dickinson provides some excellent examples of how we can use modern windows and doors to strengthen the connection between inside and outside. Our homes, says Dickinson, no longer need be “later-day caves.”

Find your home. Learning more about the style of the house you have will help you avoid obstacles in remodeling and recognize the best opportunities for improving your particular home.

Mick Hales, original photo on Houzz

Open up the inside. Snippets of advice sprinkled throughout the book are like refreshing raindrops that clear the cobwebs away. One such snippet: “If you walk through a room to get to a room, something is wrong.” You know — it’s when that new great room gets added to a modest house, and the result is some kind of dyslexic creature that’s really two houses rather than one.

So rather than even building an addition, Dickinson suggests you make the most of what you already have. In this example, widening the opening between rooms strengthens this room’s connection with the rest of the home, increasing its utility and spaciousness.

The Taunton Press Inc, original photo on Houzz

Work with what you’ve got (before): Keeping the kitchen size the same while vaulting the ceiling dramatically increases the overall spaciousness of the room, as you’ll see in the next photo.

Mick Hales, original photo on Houzz

Work with what you’ve got (after): Walls, doors, appliances and even the skylight and kitchen sink were all left where they were. This all avoided costly plumbing, electrical and mechanical work and rework.

The Taunton Press Inc, original photo on Houzz

Working with what you’ve got (plans): Dickinson has included before-and-after floor plans for many of the examples. These plans help provide that much more context, allowing the reader to better understand what they may be able to do with the home they already have.